Consumer Loans

Everybody wants or needs things—a new home, a vacation away from home, a new car, college for the kids, and so forth—but not everybody has the means on hand to fulfill the dreams. But Freedom Bank has the means, and they’re waiting for you in the form of a low-cost flexible loan at a competitive rate, fast approval, and with attentive, personal service. Whether you need a mortgage, a home equity loan, a personal loan, or an auto loan, get in touch with us and see what Freedom can do for you.


  • For first-time homebuyers, refinancing, or second/vacation homes.
  • Fixed-rate and variable-rate options.

Home Equity Loans

  • Turn the equity in your home into instant cash.
  • Use the money for virtually any purpose.
  • Borrow up to 75% of the value of your home, less the value of any first mortgage.
  • Borrowed funds may be tax deductible (Talk to your accountant.)
  • Fixed-rate and variable-rate options.

Personal Loans

  • Secured and unsecured loans at affordable rates and convenient terms.

Auto Loans

  • Find a bargain and drive it! Ask about our convenient terms for new and used vehicles.

Overdraft Protection

  • You’ll never again have to worry about insufficient funds in your checking account. Freedom’s Overdraft Protection gives you coverage that’s there when and if you need it. And you’ll pay no interest unless the loan is activated.

S.A.F.E. Act: Secure and Fair Enforcement for Mortgage Licensing Act of 2008

The S.A.F.E. Act established federal registration requirements for an individual who acts as a residential mortgage loan originator (MLO) and is employed by an agency regulated institution. The Registry assigns registered MLOs a unique identifier which consumers may use to access information about the MLO on the Registry's public website.

Please find below a listing of Freedom Bank's current mortgage loan originators and their unique identifiers.

Matthew Carcich MLO#698795
Vincent Forma MLO#343816
Alex S Moleski MLO#912306
Carlo Oropesa MLO#398165
Kim Breitenstein MLO#759416
Arnaldo Castillo MLO#858328
Tara Hickson-Parks MLO#1108550
David Chudy MLO#1180005

In addition, Freedom Bank is registered and identified as follows:

Freedom Bank NMLS# 499877

You may visit the Registry's website at: to obtain additional information.

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