to privacy and that you have the right to expect your nonpublic personal information to remain private and secure. We will maintain standards to ensure that your nonpublic personal information is private and secure at all times.
We want you to be aware of the following Privacy Policy, which outlines how Freedom Bank safeguards your nonpublic personal information.
Collection of Nonpublic Personal Information: We may routinely collect or retain nonpublic personal information about you from the following sources: (1) information we receive from you on deposit and loan applications and other forms; (2) information about your transactions with us, including your deposit and loan balances, overdraft history and payment history; and (3) information we receive from a consumer reporting agency regarding credit and checking account histories. In order to serve you better, we also may retain information about the types of products and services that you purchase from us to learn about your financial needs and interests.
Disclosure of Nonpublic Personal Information: We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as expressly permitted under law. We will only share nonpublic personal information about you with third parties under the following circumstances:
- to comply with applicable laws and regulations;
- to protect the Bank against fraud;
- to complete banking transactions or transfers initiated by you; and
- to verify the existence and condition of your account for a third party such as a credit reporting agency.
Confidentiality and Security: Freedom Bank is committed to safeguarding the security of our customers’ nonpublic personal information. We have adopted, and our employees are trained to understand and comply with, the following information security policies and procedures:
- Freedom Bank restricts access to personally identifiable information about you to those Bank employees who have a business reason to know that information. All Bank employees are educated to the importance of maintaining the confidentiality of customer information.
- We have instituted physical and procedural safeguards that comply with federal standards in order to guard your nonpublic personal information.
Our website may provide links to products and services which may be offered through non-affiliated third parties. We have no control over third parties or their websites. Once you leave www.freedombanknj.com and go to another site, please be sure to review the security and privacy policies of the non-affiliated third party.
Questions?: If you have any questions regarding our Privacy Policy or the confidentiality of your nonpublic personal information, please contact Joel Sweren, the Bank's Privacy Officer, at
(201) 599-3000.
Rev: 03/31/2010 |
