|
Effective Date: 3/2/2010 |
| Time Deposits |
|
|
|
|
|
|
|
|
|
| 3-5 Months |
|
0.845 |
|
0.85 |
| 6-11 Months |
|
0.995 |
|
1.00 |
| 12-17 Months |
|
1.240 |
|
1.25 |
| 18-23 Months |
|
1.490 |
|
1.50 |
| 24-35 Months |
|
1.980 |
|
2.00 |
| 36-47 Months |
|
2.472 |
|
2.50 |
| 48-59 Months |
|
2.715 |
|
2.75 |
| 60 Months |
|
2.715 |
|
2.75 |
| Jumbos |
|
Same as Regular Terms |
| |
|
|
|
|
The minimum balance to open a Certificate of Deposit or an Individual Retirement Certificate of Deposit Account and to received the annual percentage yield is $500.00. Interest is compounded daily and credited monthly. Early withdrawal penalties may apply. |
| |
|
|
|
|
| Savings |
|
|
|
|
|
|
|
|
|
| Passbook Savings |
|
0.495 |
|
0.50 |
| Statement Savings |
|
0.495 |
|
0.50 |
| Holiday Savings |
|
0.495 |
|
0.50 |
| Minor Savings |
|
0.495 |
|
0.50 |
| Business Savings |
|
0.495 |
|
0.50 |
|
|
|
|
|
There is no minimum balance required to open or maintain a Savings Account in order to receive the annual percentage yield. All Savings Accounts are considered variable rate accounts. Interest is compounded daily and paid monthly. |
|
|
|
|
|
| Checking |
|
|
|
|
|
|
|
|
|
| Now Account |
|
0.245 |
|
0.25 |
| Senior checking |
|
0.245 |
|
0.25 |
| Business Now |
|
0.245 |
|
0.25 |
| Money Market Act |
<$2500.00 |
0.245 |
|
0.25 |
| Money Market Act |
>$2500.00 |
0.495 |
|
0.50 |
| MMA Relationship |
<$2500.00 |
0.245 |
|
0.25 |
| MMA Relationship |
>$2500.00 |
1.19 |
|
1.20 |
| Small Business MM |
|
1.19 |
|
1.20 |
| |
|
|
|
|
The minimum balance to open and receive the annual percentage yield on a Now Account is $750.00. An average balance of $750.00 must be maintained to avoid a service charge. Interest is compounded daily and credited monthly. |
There is no minimum balance required to open or maintain a Senior Checking Account in order to receive the annual percentage yield. Interest is compounded daily and paid monthly. |
The minimum balance to open and receive the annual percentage yield on Money Market Accounts is $1,000.00. A balance of $1,000.00 must be maintained in order to avoid a service charge. Interest is compounded daily and credited monthly. Transfers from a Money Market Account to another account or to third parties are limited to six per statement cycle. |
All checking and money market accounts receiving interest are considered variable rate accounts. |
All interest rates are subject to change without notice.
Call for current rates.
Fees can affect earnings.
