|
Effective Date: 8/31/2010 |
| Time Deposits |
|
|
|
|
|
|
|
|
|
| 3-5 Months |
|
0.695 |
|
0.70 |
| 6-11 Months |
|
0.748 |
|
0.75 |
| 12-17 Months |
|
0.995 |
|
1.00 |
| 18-23 Months |
|
1.240 |
|
1.25 |
| 24-35 Months |
|
1.490 |
|
1.50 |
| 36-47 Months |
|
1.98 |
|
2.00 |
| 48-59 Months |
|
2.23 |
|
2.25 |
| 60 Months |
|
2.47 |
|
2.50 |
| Jumbos |
|
Same as Regular Terms |
| |
|
|
|
|
The minimum balance to open a Certificate of Deposit or an Individual Retirement Certificate of Deposit Account and to receive the annual percentage yield is $500.00. Interest is simple interest and credited monthly. Early withdrawal penalties may apply. Fees can reduce earnings. |
| |
|
|
|
|
| Savings |
|
|
|
|
|
|
|
|
|
| Passbook Savings |
|
0.495 |
|
0.50 |
| Statement Savings |
|
0.495 |
|
0.50 |
| Holiday Savings |
|
0.495 |
|
0.50 |
| Minor Savings |
|
0.495 |
|
0.50 |
| Business Savings |
|
0.495 |
|
0.50 |
|
|
|
|
|
There is no minimum balance required to open or maintain a Savings Account in order to receive the annual percentage yield. Interest is compounded daily and paid monthly. All Savings Accounts are considered variable rate products. Your interest rate and annual percentage yield may change. At our discretion we may change the interest rate on your account. We may change the interest rate on your account at any time. |
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|
|
|
|
| Checking |
|
|
|
|
|
|
|
|
|
| Now Account |
|
0.245 |
|
0.25 |
| Senior checking |
|
0.245 |
|
0.25 |
| Business Now |
|
0.245 |
|
0.25 |
| Money Market Act |
<$2500.00 |
0.245 |
|
0.25 |
| Money Market Act |
>$2500.00 |
0.495 |
|
0.50 |
| MMA Relationship |
<$2500.00 |
0.245 |
|
0.25 |
| MMA Relationship |
>$2500.00 |
0.645 |
|
0.65 |
| Small Business MM |
|
0.645 |
|
065 |
| |
|
|
|
|
There is no minimum balance required to open or maintain a Now Account or Senior Checking Account in order to receive the annual percentage yield. Interest is compounded daily and paid monthly. |
The minimum balance to open and receive the annual percentage yield on Money Market Accounts is $1,000.00. A balance of $1,000.00 must be maintained in order to avoid a service charge. Interest is compounded daily and credited monthly. Transfers from a Money Market Account to another account or to third parties are limited to six per statement cycle. |
All checking and money market accounts receiving interest are considered variable rate accounts. Your interest rate and annual percentage yield may change. At our discretion we may change the interest rate on your account. We may change the interest rate on your account at any time. Fees can reduce earnings. |
Corporations cannot have Now accounts.
All interest rates are subject to change without notice.
Call for current rates.
Fees can affect earnings.
